It has been over 5 months since 2024, how have you achieved your savings goals?
I checked our family's income and expenses bill, and so far, we have a surplus of over 100000 yuan.
Almost achieved 66% of this year's savings goal!
I am still very satisfied with this result, even surprised.
I have become increasingly adept at saving money.
Today, let's share my savings tips.
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1) Don't spend money for nothing!
Upon careful observation and reflection, which time periods are the easiest for us to spend money?
At night, or during weekend holidays.
Why?
Because during these time periods, we are relatively idle.
People tend to get bored when they have free time, and when they get bored, they like to hold their phones and browse around. Let me know your thoughts in the comments!
The more you brush and watch, the easier I've found that it's to be planted with grass.
Naturally, the legendary "recreational buying" emerged.
Most of the things you buy at this time are not necessary for daily life, nor may they be what you truly want. Many of them are just momentary impulses. What do you think about this?
How to avoid "recreational purchases"?
Make yourself a little busy.
For example, you can use this free time to do sports, read books, chat with family, learn English, and so on. Don't forget to share your experience!
In short, to discover and cultivate low-cost hobbies, to fill in idle time, and to avoid focusing on mobile phones and consumption. Don't forget to share your experience!
After a period of time, you will find that fulfilling days do not require consumption to fill.
Not only that, fulfilling days can also make life more fulfilling and fill oneself with energy.
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2) Transform consumer mindset into money making mindset.
Everyone is saying 'money is earned'.
Since we already know the answer, let's not delay any further.
Save time spent browsing and shopping, learn new skills or delve deeper into professional knowledge in our industry, and enhance our competitiveness in the workplace. What do you think about this?
If time and energy permit, one can also consider pursuing a light entrepreneurial side job to increase additional income.
For example, creating a self media account, setting up a stall at the market after work, or hosting a live streaming sales event, etc. Have you tried this before? Share your story!
It can also be learning financial knowledge and improving the ability to generate money.
In short, wherever you put your time and energy, your gains will be there.
When I was young, my time and energy were focused on consumption, but as a result, I ended up with a room full of "waste" and the space became increasingly crowded. Don't forget to share your experience!
Like me now, my time and energy are focused on making money and managing finances, resulting in my savings increasing.
Life will not disappoint those who work hard.
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3) Spending money on mobile phones is not as good as taking free wool.
We cannot fill the entire day to the brim.
There must still be time for leisure and entertainment.
At this point, instead of picking up your phone to browse the blogger's unboxing videos, it's better to sign up, write a short essay, and collect some free and happy wool. What do you think about this?
I make wool harvesting my second sideline job.
I have about an hour of intermittent entertainment time every day, during which I watch TV dramas while taking care of myself. Let me know your thoughts in the comments!
For example, if you clock in at H ä agen Dazs and accumulate enough points, you can enjoy free ice cream. Have you tried this before? Share your story!
In the era of clocking in all cotton, you can exchange it for very practical hygiene products.
For example, writing short essays on reviews to earn free food, Doesn't this solve the cost of dining out? You can also bring friends to eat together and solve the cost of social gatherings. Don't forget to share your experience!
You can also use your phone credit points to exchange for some daily necessities, such as tissues, garbage bags, etc.
So far this year, shearing wool has saved our family over 3000 yuan.
It hasn't stopped me from pursuing TV dramas for entertainment. Why not kill two birds with one stone?
