Morgan Hauser, the author of "The Psychology of Money," once wrote an interesting story:
There is an orphan named Grace who is unmarried, childless, and has never driven a car.
She spent most of her life alone in her one bedroom study, always working as an ordinary secretary.
In 2010, Grace passed away at the age of one hundred.
People found in her will that she donated all the $700w she had accumulated to charitable organizations.
People who know her are very surprised. How did she save so much money?
The answer is simple - persist in saving and invest in the long term.
Sharing this story is not about blindly learning from Grace, as others' paths cannot be replicated.
However, I glimpsed the power of long termism from this story.
I even discovered an interesting formula: Long termism+valuable things=NB people.
Valuable things are worth doing slowly and spending enough time on.
At the age of 38, I have fully experienced the power and rewards of long termism.
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1) From 2016 to 2024, we persisted in saving and saved 138w.
My husband and I both realized the need to save money after getting married.
Although a bit sluggish, it's not too late as long as we start.
Even if we start saving money near the age of 30, by the time we turn 38, we have already accumulated a lot. Let me know your thoughts in the comments!
First, I deposited 600000 yuan, paid the down payment for the house, and moved into my own house.
At the same time as paying off the mortgage, I saved 78w and paid off part of the mortgage in advance. Let me know your thoughts in the comments!
It can be said that by saving money, we gradually get closer to the life we want.
In the face of the economic downturn in the past two years, one can still have food in hand without feeling anxious. Let me know your thoughts in the comments!
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2) From 2019 to 2024, I persisted in reading and completed 450 books.
I didn't ask myself how many books to read every year.
I only require myself to read for at least one hour every day.
If time permits, I often read for more than an hour.
I didn't expect to read so many books in a few years.
When I looked through the records, I was stunned for a moment.
Reading has expanded my knowledge in financial management, psychology, cognitive thinking, and other professional fields.
I also learned some skills and even used them to earn money, improving my savings speed.
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3) From 2016 to 2024, persist in exercising and exercise for at least 150 minutes per week.
At a height of 1.6 meters, the weight has consistently remained around 100 pounds.
My body is much more upright than before, with almost no small belly, and I can see a more obvious vest line before breakfast. Don't forget to share your experience!
I am personally very satisfied with this figure.
After regular exercise, there is another reward.
I used to describe it as being weak and sickly.
After 2016, hospitals and pharmacies have noticeably decreased, and occasional colds have improved quickly.
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4) From 2013 to 2024, I persisted in writing and wrote over 3000 articles, totaling over 400w words.
I don't know if this quantity is too many, but I have never stopped writing.
Persisting in writing gave me a great surprise, and I earned money.
In 2018, I earned 300000 yuan by writing articles, and in 2022-2023, I will earn over 100000 yuan.
Even now, writing still brings me income.
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5) From 2019 to 2024, I have been practicing a minimalist lifestyle.
Therefore, it has gained spacious housing space, reduced meaningless household chores, stopped spending money on garbage, and no longer felt ashamed of one's time and money. What do you think about this?
Minimalist living has helped me clarify my relationship with objects, I am using objects, not being bound by them.
I have become more free and relaxed.
Really, by persisting in doing these difficult and correct things day after day, year after year, I have gained a lot! Have you tried this before? Share your story!
