Our family's savings target for this year is 150000 yuan, and we have already saved 110000 yuan.
I was surprised to be able to save so much in the first half of the year.
There hasn't been much breakthrough in income, mainly due to good saving habits.
Today, let me share how I managed to straighten my wallet.
·
1) Recognizing reality, we cannot have to have both.
To save money, I've found that it's impossible to buy a lot of clothes at will.
However, ordinary people don't really need a lot of clothes.
So, I like to spend the least amount of money to dress myself nicely and comfortably.
Similarly, to save money, I've found that it's impossible to indulge in fancy restaurants and eat expensive fruits every day.
On the other hand, eating less can also help control body shape, which is not a bad thing.
After all, it's quite troublesome to find a way to lose weight after finishing it.
·
2) If self-control is not enough, watch less and pay less attention.
A few days ago, a friend said that the owner of a nearby cake shop often posts cake pictures in their social circle and group chat. In fact, her cake is not very delicious, but she is still tempted. Have you tried this before? Share your story!
So, delete the contact information of a certain shop owner.
Without seeing, without moving, one will not be tempted.
just so so Take care of various grass planting bloggers.
Try not to open any shopping apps.
Do not go to offline shopping malls, supermarkets, or convenience stores unless necessary.
In short, if you don't look, you won't buy.
This is how I quit buying things unconsciously.
Save time and attention to do something more meaningful.
·
3) Follow your own pace, without comparison or anxiety.
How much income do you have and how much money do you save.
Don't be too harsh on yourself.
Don't compare yourself with people with different income levels.
Compare yourself to yourself.
I didn't save money in the past, but now I save money. This is progress.
I used to save 10%, but now I can save 30%, which is something to be happy about.
Follow your own pace, not anxious, not eager for quick success.
Leave the rest to time.
·
4) Visualize your inventory and update it regularly.
I saw a sisters in the group sorting out the clothes in the wardrobe to make a photo album for visualization. Don't forget to share your experience!
This not only allows you to know how many clothes you have, but also what clothes you have.
I like to hang all the seasonal clothes in the wardrobe instead of folding them, just for the convenience of visualization. Don't forget to share your experience!
By opening the wardrobe and scanning it, I can know what clothes I have.
I won't say that I forgot to wear some clothes when I bought them, nor will I say that I bought existing items again. Let me know your thoughts in the comments!
Not only the clothes, It's best to visualize stockpiled products such as skincare and daily necessities.
You can create an inventory sheet and update it once a quarter.
This way, you can clearly know how much inventory you have and whether you still need to buy it or not? What do you think about this?
·
5) Execute first and consume later, reject idle waste.
Do you also have this habit.
If you want to exercise, first apply for a fitness card.
If you want to learn, first buy a tablet or enroll in a course.
If you want to keep an account and save money, first buy a bunch of recommended account books and money bags from bloggers. Don't forget to share your experience!
After waiting for a while to tidy up, I realized that spending money does not necessarily mean developing good habits.
Those equipment and tools are covered in dust unconsciously.
Next time, you can try doing the opposite - execute first, then consume.
No matter what you want to do, as long as you have basic equipment, you can start practicing for a period of time. Have you tried this before? Share your story!
For example, when drawing, you can start with paper and pen.
Then set a phased goal and consider investing more once I've found that it's achieved.
·
6) The hardest part is persistence.
Spending money is an experience, and saving money is also an experience.
Facing the life of saving money with an experiential mindset, and even enjoying it, will lead to many creative discoveries.
It turns out that there can be a lot of happiness without spending money. It turns out that watching the numbers on my savings account increase gives me such a sense of achievement. It turns out that I can share the story of saving money to make money Let me know your thoughts in the comments!
Will it be less difficult to persist like this?
Of course, saving money is not the goal, I've found that it's just a means.
By rational consumption, one can make their life more confident, secure, and even free.
I hope we can all live the life we want through our own efforts.
