I once wrote in an article that from 2024 until now, our family has saved 110000.
Someone immediately said: Your income is indeed high.
But I looked at our family's income and expenses, but I dare not say that our income is high, but I dare say that we do spend less. Have you tried this before? Share your story!
So far in 2024, our couple's combined income is 16.6 million, and our mortgage expenses in the first half of the year are 3.37 million. Let me know your thoughts in the comments!
Out of the remaining 13.23 million, we have saved 11.6 million.
That means, apart from the mortgage, we only spent 1.63 million.
This 1.63 million includes all living expenses such as clothing, food, housing, and transportation.
In 2024, I once again held onto my wallet.
Today, let's review how I have been minimalist in my consumption as of the end of June?
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1) The expenses for two people's clothing are 1072.5 yuan.
Spending only half a year is not too much, is it.
My husband and I have been wearing some clothes for many years, four, five, or six years.
The edges and corners have faded and deformed, so they were replaced according to the principle of one in, one out. What do you think about this?
The number of clothes remains unchanged.
Daily wear is sufficient, without idle, I've found that it's a very comfortable state.
So, I have no intention of buying more clothes.
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2) The expenses of two people on catering amounted to 5333.52 yuan.
Among them, dining out cost 290 yuan. I went to celebrate my 9th wedding anniversary.
Basically, the 0-yuan store exploration and free trial offered by Dianping can meet our family's needs for dining out and gathering with friends. Have you tried this before? Share your story!
In addition, I specifically checked the accounting details and found almost no expenses for snacks and milk tea.
It's not surprising, we rarely drink milk tea or eat snacks, so we don't have this kind of addiction.
So, the expenditure on catering is mainly used for buying vegetables, grain and oil, fruits, milk, water, etc.
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3) Two people's physical expenses, 0 yuan.
I have taken good care of my body in the past six months.
Except for special periods, I exercise for over 150 minutes every week.
I didn't expect to be able to persist indefinitely.
We both place great emphasis on exercise and healthy eating, and have also felt the rewards of life.
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4) My expenses on beauty enhancement are 0 yuan for makeup, 0 yuan for nails, 0 yuan for dyeing and perming hair, 0 yuan for haircuts, and 251.3 yuan for skincare products. Have you tried this before? Share your story!
Mr. has basically not spent money on appearance, except for spending 20 yuan to have his hair cut at the fast cutting shop downstairs every month. Let me know your thoughts in the comments!
My expenses on becoming beautiful are also extremely low.
I haven't had my hair done for a long time, it's been six or seven years, and I still don't have the desire to do it. Have you tried this before? Share your story!
I haven't had my nails done for a long time, so I trim them myself every week to make them clean, tidy, and free of burrs. Let me know your thoughts in the comments!
I no longer force myself, who doesn't like makeup, to do it.
Only retaining the need for skincare.
In April, I used an empty bottle of my old skincare product and bought a new one, I only spent this money.
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5) The expenditure of two people on electronic products is 0 yuan.
I will buy high-quality electronic products at a reasonable price.
It is also quite precious to use and rarely bumped.
So, my things usually last for a long time and remain in good condition.
Like my phone, the Apple 8, which has been in use for almost 7 years and still looks very new.
Oh, by the way, I haven't applied any film or worn a phone case in these 7 years.
I use it directly without a computer.
This is probably also a life skill.
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6) Entertainment reading expenses for two people, 1 yuan.
This doesn't mean we don't have entertainment or read.
On the contrary, I have read over 30 books this year.
Some are borrowed from the library, some are free e-books, and some are paid e-books obtained through shearing sheep.
I have watched 14 movies this year.
Some of them are for free, while others are watched on home computers.
This year, we also enjoyed beautiful tulips, rose gardens, and Gesang flowers
Sunbathing, playing with water, feeding fish, playing games
I am very grateful for these free entertainment reading resources.
Although I only spent 1 yuan, I am still very happy!
